Gold & Silver Zakat Calculator (Rs.)
Compute precise Zakat dues on gold jewellery, bullion, coins, and silver in Pakistani Rupees (PKR).
1. Market Rates & Preferences
2. Gold Holdings Weight (Tola)
3. Silver & Cash Reserves
Zakat Assessment Summary
Detailed Guide on Gold and Silver Zakat in Pakistan
Zakat on gold and silver is an essential religious obligation for eligible Muslims. Whether held as bullion, coins, or wearable jewelry, precious metals are considered growing assets subject to a mandatory 2.5% annual Zakat levy once total net wealth meets or exceeds the Nisab threshold.
Gold Purity & Karat Conversion Standard
Because jewelry is crafted in varying purities, all non-24K gold must be converted into pure 24K gold weight equivalents before calculating the monetary value:
| Gold Karat | Gold Purity Percentage | Conversion Formula |
|---|---|---|
| 24K (Pure Gold / Bullion) | 100% (99.9%) | Weight x 1.000 |
| 22K (Standard Pakistani Jewelry) | 91.67% | Weight x (22 / 24) = Weight x 0.9167 |
| 21K (Middle-Eastern Jewelry) | 87.50% | Weight x (21 / 24) = Weight x 0.8750 |
| 18K (Modern Designer Jewelry) | 75.00% | Weight x (18 / 24) = Weight x 0.7500 |
Frequently Asked Questions
What is the minimum Nisab for gold in Pakistan?
The Nisab threshold for gold is 7.5 Tolas (87.48 grams) of 24K pure gold. If using the Silver standard, the threshold is 52.5 Tolas (612.36 grams) of pure silver, which is lower and ensures greater charity reach.
Do I calculate Zakat on the purchase price or current market value?
Zakat is always calculated using the current prevailing market rate on the exact day your annual Zakat calculation is performed, not the original purchase price.
How do I handle stones and gems embedded in gold jewelry?
Precious gems, diamonds, pearls, and synthetic stones embedded in personal jewelry are generally exempt from Zakat. You should deduct the estimated weight of non-gold stones from the total weight of the jewelry before calculating Zakat.